SCCCU: Tasas de Interés

Tasas de Interés

Cuentas de Depósito

Préstamos Comerciales

Préstamos Personales

Préstamos Hipotecarios

Solicitudes

Preguntas Frecuentes

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Tasas De Interés Para Préstamos Personales

Quick link: GET GREEN Loans

Las tasas de interés pueden cambiar sin previo aviso, y se actualizan regularmente en esta página. Si tiene alguna pregunta sobre las tasas actualmente en vigor, llame al (831) 425-7708 o visite una de nuestras oficinas.

Date: 10-02-2009

Loan	Term	Rate	APR*
Community Visa	Revolving	10.50%	10.50%
Savings Secured	1-5 Years	Dividend rate + 3%	3.10%	Calculator
Personal Secured	1-4 Years	13.49% to 18.74%	13.49% to 18.74%	Calculator
Personal Unsecured	1-4 Years	13.49% to 18.74%	13.49% to 18.74%	Calculator
Solar Loans ( Residential loans up to $15,000)	15 Year Line of Credit	Prime + 1.5%-2.0%	Based on Prime

*APR = Annual Percentage Rate

Auto, Camioneta, Motocicleta y RV Tasas de Interés

Date: 10/02/2009

Loan	Term	Rate	APR*	Monthly Payment per $1000
Motorcycle 2009 - 2010 (100% Purchase Price plus Tax & License)	2-5 Years	6.25% to 7.99%	6.25% to 7.99%	$19 .46 @ 6.25% for 5 Years	Calculator
New Autos 2009-2010 (100% Purchase Price plus Tax & License)	2-6 Years	6.25% to 7.99%	6.25% to 7.99%	$19 .46 @ 6.25% for 5 Years	Calculator
Used Autos 2003-2005 (80% to 100% of Low Blue Book)	2-4 Years	7.49% to 8.99%	7.49% to 8.99%	$24 .18 @ 7.49% for 4 Years
Used Autos 2006-2008 (80% to 100% of Low Blue Book)	2-6 Years	6.99% to 8.99%	6.99% to 8.99%	$19 .80 @ 6.99% for 5 Years	Calculator

*APR = Annual Percentage Rate

GET GREEN Loans

Carros Ecológicos: Vehículos Mixtos, Eléctricos, de Combustible Alternativo , de Celdas de Combustible y de Poca Emisión (PZEV)

Reciba un descuento del .25% en sus intereses al comprar un Carro Ecológico. Por favor vaya a visit www.driveclean.ca.gov para buscar un vehículo que califique.

Date: 10-02-09

Loan	Term	Rate	APR*	Monthly Payment per $1000
2003-2010 (100% Purchase Price plus Tax & License)	2-6 Years	5.75% to 7.49%	5.75% to 7.49%	$19 .22 @ 5.75% for 5 Years	Calculator

*APR = Annual Percentage Rate

En los préstamos de vehículos, motocicletas y camioneta se cobra una cuota de $75.00 + costes
.25% de descuento en tasas de interés para socios con Depósito Directo/Pago Automático
Préstamo por un mínimo de $25,000 por un plazo de 72 meses
Para un plazo de 72 meses se suma el 0.5% a la tasa porcentual

Solar Power Loans

100% financing for installation of solar energy for your home or investment property.

Loan	Term	Rate	APR*	Amount/LTV⁺	Monthly Payment per $1000
Solar Power Loan	15 Years Line of Credit	Prime + 1.5%-2.0%	Based on Prime	Up to $100,000 (80% LTV*)	$18 .76 @ 4.75% for 5 Years

*APR = Annual Percentage Rate; +LTV = Loan to value

Energy Efficiency Loans

Use an Energy Efficiency Loan up to $10,000 to purchase energy-efficient appliances; window replacement; water-saving or low-flow sprinkler systems; drought resistant/ecological landscaping; water heaters and special water heating reduction appliances/equipment; energy efficient lighting; energy efficient heating/cooling;insulation; waste reduction; recycling; and composting.

Date: 06-01-2009

Loan	Term	Rate	APR*	Monthly Payment per $1000
Energy Efficiency Loan	5 Years	5.75 % to 6.99%	5.75% to 6.99%	$19.22 @ 5.75% for 5 Years

*APR = Annual Percentage Rate


	Santa Cruz: 324 Front Street (831) 425-7708 Watsonville: 1428 Freedom Blvd

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