Personal Loan Rates
Quick link: GET GREEN Loans
Rates are subject to change without notice, and are updated on
this page regularly. If you have any questions about current
rates, please call (831) 425-7708 or visit one of our offices.
Date: 05/11/2010
| Loan |
Term |
Rate |
APR* |
|
| Savings Secured |
1-5 Years |
Dividend rate + 3% |
3.10% |
Calculator |
| Personal Secured |
1-4 Years |
13.49% to 18.00% |
13.49% to 18.00% |
Calculator |
| Personal Unsecured |
1-4 Years |
13.49% to 18.00% |
13.49% to 18.00% |
Calculator |
| Solar Loans ( Residential loans up to $19,999) |
15 Year Line of Credit |
Prime + 2.0%-2.5% |
Based on Prime |
|
*APR = Annual Percentage Rate
Auto, Truck, Motorcycle, and RV Loan Rates
Date: 06/15/2010
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| Motorcycle 2010 (Upto 90% Financing Includes Tax & License) |
2-5 Years |
3.74% to 9.74% |
3.74% to 9.74% |
$18 .31 @ 3.74% for 5 Years |
Calculator |
| New Autos 2010 (Up to 90% Financing Includes Tax & License) |
2-6 Years |
3.74% to 9.74% |
3.74% to 9.74% |
$18 .31 @ 3.74% for 5 Years |
Calculator |
| Used Autos 2006-2003 (Upto 90% High Blue Book to 70% of Low Blue Book) |
2-5 Years |
6.74% to 10.49% |
6.74% to 10.49% |
$19 .69 @ 6.74% for 5 Years |
Calculator |
| Used Autos 2009-2007 (Upto 90% High Blue Book to 80% Low Blue Book) |
2-6 Years |
4.24% to 10.24% |
4.24% to 10.24% |
$18 .53 @ 4.24% for 5 Years |
Calculator |
*APR = Annual Percentage Rate
GET GREEN Loans
Clean Cars: Hybrid, Electric, Alternative Fuel, Fuel Cell, and Low
Emission (PZEV) Vehicles
Receive a .25% rate reduction when you purchase a Clean Car. Please
visit www.driveclean.ca.gov to
find a qualifying vehicle.
Date: 06-15-10
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| 2003-2010 (Upto 90% High Blue Book to 70% Low Blue Book) |
2-6 Years |
3.49% to 9.99% |
3.49% to 9.99% |
$18 .19 @ 3.49% for 5 Years |
Calculator |
*APR = Annual Percentage Rate
Fees for auto, motorcycle and truck loans are $75.00 + costs
Rates reflect .25% rate reduction with Direct Deposit/Automatic Payment
$25,000 minimum loan for 72-month term
0.50% added to rate on 72-month term
Solar Power Loans
100% financing for installation of solar energy for your home or
investment property.
| Loan |
Term |
Rate |
APR* |
Amount/LTV+ |
Monthly Payment per $1000 |
| Solar Power Loan |
15 Years Line of Credit |
Prime + 2.0%-2.5% |
Based on Prime |
Up to $100,000 (75% LTV*) |
$18 .76 @ 4.75% for 5 Years |
*APR = Annual Percentage Rate; +LTV = Loan to value
Energy Efficiency Loans
Use an Energy Efficiency Loan up to $10,000 to purchase energy-efficient
appliances; window replacement; water-saving or low-flow sprinkler
systems; drought resistant/ecological landscaping; water heaters
and special water heating reduction appliances/equipment; energy
efficient lighting; energy efficient heating/cooling;insulation;
waste reduction; recycling; and composting.
Date: 06-01-2009
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
| Energy Efficiency Loan |
5 Years |
5.75 % to 6.99% |
5.75% to 6.99% |
$19.22 @ 5.75% for 5 Years |
*APR = Annual Percentage Rate
