Personal Loan Rates
Quick link: GET GREEN Loans
Rates are subject to change without notice, and are updated on
this page regularly. If you have any questions about current
rates, please call (831) 425-7708 or visit one of our offices.
Date: 02-01-08
| Loan |
Term |
Rate |
APR* |
|
| Savings Secured |
1-5 Years |
Dividend rate + 3% |
3.30% |
Calculator |
| Personal Secured |
1-4 Years |
12.49% to 17.74% |
12.49% to 17.74% |
Calculator |
| Personal Unsecured |
1-4 Years |
12.49% to 17.74% |
12.49% to 17.74% |
Calculator |
*APR = Annual Percentage Rate
Auto, Truck, Motorcycle, and RV Loan Rates
Date: 02-14-08
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| Auto/Truck 2003 & Older (80% to 100% of Low Blue Book) |
2-5 Years |
6.74% to 17.74% |
6.74% to 17.74% |
$19 .69 @ 6.74% for 5 Years |
Calculator |
| Motorcycle 2004 - 2008 (100% Purchase Price plus Tax & License) |
2-5 Years |
6.24% to 16.99% |
6.24% to 16.99% |
$19 .45 @ 6.24% for 5 Years |
Calculator |
| Recreational Vehicles 2007-2006 (90% of High Blue Book plus Tax & License) |
Up to 10 Years |
8.49% to 17.75% |
8.49% to 17.75% |
$12 .40 @ 8.49% for 10 Years |
Calculator |
| Recreational Vehicles 2005-2004 (Up to 80% of Low Blue Book) |
Up to 10 Years |
8.49% to 17.75% |
8.49% to 17.75% |
$12 .40 @ 8.49% for 10 Years |
Calculator |
| Auto/Truck 2004-2008 (100% Purchase Price plus Tax & License) |
2-6 Years |
6.24% to 16.99% |
6.24% to 16.99% |
$16 .69 @ 6.24% for 6 Years |
Calculator |
| Recreational Vehicles 2008 (100% Purchase Price plus Tax & License) |
Up to 10 Years |
8.49% to 17.75% |
8.49% to 17.75% |
$12 .40 @ 8.49% for 10 Years |
Calculator |
*APR = Annual Percentage Rate
GET GREEN Loans
Clean Cars: Hybrid, Electric, Alternative Fuel, Fuel Cell, and Low
Emission (PZEV) Vehicles
Receive a .25% rate reduction when you purchase a Clean Car. Please
visit www.driveclean.ca.gov to
find a qualifying vehicle.
Date: 02-14-08
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| 2004-2008 (100% Purchase Price plus Tax & License) |
2-6 Years |
5.99% to 16.74% |
5.99% to 16.74% |
$16 .58 @ 5.99% for 6 Years |
Calculator |
*APR = Annual Percentage Rate
Fees for auto, motorcycle and truck loans are $75.00 + costs
Rates reflect .25% rate reduction with Direct Deposit/Automatic Payment
$25,000 minimum loan for 72-month term
0.50% added to rate on 72-month term
Solar Power Loans
100% financing for installation of solar energy for your home or
investment property.
| Loan |
Term |
Rate |
APR* |
Amount/LTV+ |
Monthly Payment per $1000 |
| Solar Power Loan |
15 Years |
.25% Below Prime |
8.00% |
Up to $100,000 (80% LTV*) |
$9.57 |
*APR = Annual Percentage Rate; +LTV = Loan to value
Energy Efficiency Loans
Use an Energy Efficiency Loan up to $10,000 to purchase energy-efficient
appliances; window replacement; water-saving or low-flow sprinkler
systems; drought resistant/ecological landscaping; water heaters
and special water heating reduction appliances/equipment; energy
efficient lighting; energy efficient heating/cooling;insulation;
waste reduction; recycling; and composting.
Date: 02-14-08
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
| Energy Efficiency Loan |
5 Years |
6.49% to 11.99% |
6.49% to 11.99% |
$23.72 @ 6.49% |
*APR = Annual Percentage Rate
