Personal Loan Rates
Quick link: GET GREEN Loans
Rates are subject to change without notice, and are updated on
this page regularly. If you have any questions about current
rates, please call (831) 425-7708 or visit one of our offices.
Date: 10-02-2009
| Loan |
Term |
Rate |
APR* |
|
| Savings Secured |
1-5 Years |
Dividend rate + 3% |
3.10% |
Calculator |
| Personal Secured |
1-4 Years |
13.49% to 18.74% |
13.49% to 18.74% |
Calculator |
| Personal Unsecured |
1-4 Years |
13.49% to 18.74% |
13.49% to 18.74% |
Calculator |
| Solar Loans ( Residential loans up to $15,000) |
15 Year Line of Credit |
Prime + 1.5%-2.0% |
Based on Prime |
|
*APR = Annual Percentage Rate
Auto, Truck, Motorcycle, and RV Loan Rates
Date: 10/02/2009
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| Motorcycle 2009 - 2010 (100% Purchase Price plus Tax & License) |
2-5 Years |
6.25% to 7.99% |
6.25% to 7.99% |
$19 .46 @ 6.25% for 5 Years |
Calculator |
| New Autos 2009-2010 (100% Purchase Price plus Tax & License) |
2-6 Years |
6.25% to 7.99% |
6.25% to 7.99% |
$19 .46 @ 6.25% for 5 Years |
Calculator |
| Used Autos 2003-2005 (80% to 100% of Low Blue Book) |
2-4 Years |
7.49% to 8.99% |
7.49% to 8.99% |
$24 .18 @ 7.49% for 4 Years |
|
| Used Autos 2006-2008 (80% to 100% of Low Blue Book) |
2-6 Years |
6.99% to 8.99% |
6.99% to 8.99% |
$19 .80 @ 6.99% for 5 Years |
Calculator |
*APR = Annual Percentage Rate
GET GREEN Loans
Clean Cars: Hybrid, Electric, Alternative Fuel, Fuel Cell, and Low
Emission (PZEV) Vehicles
Receive a .25% rate reduction when you purchase a Clean Car. Please
visit www.driveclean.ca.gov to
find a qualifying vehicle.
Date: 10-02-09
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
|
| 2003-2010 (100% Purchase Price plus Tax & License) |
2-6 Years |
5.75% to 7.49% |
5.75% to 7.49% |
$19 .22 @ 5.75% for 5 Years |
Calculator |
*APR = Annual Percentage Rate
Fees for auto, motorcycle and truck loans are $75.00 + costs
Rates reflect .25% rate reduction with Direct Deposit/Automatic Payment
$25,000 minimum loan for 72-month term
0.50% added to rate on 72-month term
Solar Power Loans
100% financing for installation of solar energy for your home or
investment property.
| Loan |
Term |
Rate |
APR* |
Amount/LTV+ |
Monthly Payment per $1000 |
| Solar Power Loan |
15 Years Line of Credit |
Prime + 1.5%-2.0% |
Based on Prime |
Up to $100,000 (80% LTV*) |
$18 .76 @ 4.75% for 5 Years |
*APR = Annual Percentage Rate; +LTV = Loan to value
Energy Efficiency Loans
Use an Energy Efficiency Loan up to $10,000 to purchase energy-efficient
appliances; window replacement; water-saving or low-flow sprinkler
systems; drought resistant/ecological landscaping; water heaters
and special water heating reduction appliances/equipment; energy
efficient lighting; energy efficient heating/cooling;insulation;
waste reduction; recycling; and composting.
Date: 06-01-2009
| Loan |
Term |
Rate |
APR* |
Monthly Payment per $1000 |
| Energy Efficiency Loan |
5 Years |
5.75 % to 6.99% |
5.75% to 6.99% |
$19.22 @ 5.75% for 5 Years |
*APR = Annual Percentage Rate
