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Personal Loan Rates

Quick link: GET GREEN Loans

Rates are subject to change without notice, and are updated on this page regularly. If you have any questions about current rates, please call (831) 425-7708 or visit one of our offices.

Date: 02-01-08

Loan Term Rate APR*  
Community Visa Revolving 10.50% 10.50%  
Savings Secured 1-5 Years Dividend rate + 3% 3.30% Calculator
Personal Secured 1-4 Years 12.49% to 17.74% 12.49% to 17.74% Calculator
Personal Unsecured 1-4 Years 12.49% to 17.74% 12.49% to 17.74% Calculator
*APR = Annual Percentage Rate

Auto, Truck, Motorcycle, and RV Loan Rates

Date: 02-14-08

Loan Term Rate APR* Monthly Payment per $1000  
Auto/Truck 2003 & Older (80% to 100% of Low Blue Book) 2-5 Years 6.74% to 17.74% 6.74% to 17.74% $19 .69 @ 6.74% for 5 Years Calculator
Motorcycle 2004 - 2008 (100% Purchase Price plus Tax & License) 2-5 Years 6.24% to 16.99% 6.24% to 16.99% $19 .45 @ 6.24% for 5 Years Calculator
Recreational Vehicles 2007-2006 (90% of High Blue Book plus Tax & License) Up to 10 Years 8.49% to 17.75% 8.49% to 17.75% $12 .40 @ 8.49% for 10 Years Calculator
Recreational Vehicles 2005-2004 (Up to 80% of Low Blue Book) Up to 10 Years 8.49% to 17.75% 8.49% to 17.75% $12 .40 @ 8.49% for 10 Years Calculator
Auto/Truck 2004-2008 (100% Purchase Price plus Tax & License) 2-6 Years 6.24% to 16.99% 6.24% to 16.99% $16 .69 @ 6.24% for 6 Years Calculator
Recreational Vehicles 2008 (100% Purchase Price plus Tax & License) Up to 10 Years 8.49% to 17.75% 8.49% to 17.75% $12 .40 @ 8.49% for 10 Years Calculator
*APR = Annual Percentage Rate

GET GREEN Loans

Clean Cars: Hybrid, Electric, Alternative Fuel, Fuel Cell, and Low Emission (PZEV) Vehicles

Receive a .25% rate reduction when you purchase a Clean Car. Please visit www.driveclean.ca.gov to find a qualifying vehicle.

Date: 02-14-08

Loan Term Rate APR* Monthly Payment per $1000  
2004-2008 (100% Purchase Price plus Tax & License) 2-6 Years 5.99% to 16.74% 5.99% to 16.74% $16 .58 @ 5.99% for 6 Years Calculator
*APR = Annual Percentage Rate

Fees for auto, motorcycle and truck loans are $75.00 + costs
Rates reflect .25% rate reduction with Direct Deposit/Automatic Payment
$25,000 minimum loan for 72-month term
0.50% added to rate on 72-month term

Solar Power Loans

100% financing for installation of solar energy for your home or investment property.

Loan Term Rate APR* Amount/LTV+ Monthly Payment per $1000
Solar Power Loan 15 Years .25% Below Prime 8.00% Up to $100,000 (80% LTV*) $9.57
*APR = Annual Percentage Rate; +LTV = Loan to value

Energy Efficiency Loans

Use an Energy Efficiency Loan up to $10,000 to purchase energy-efficient appliances; window replacement; water-saving or low-flow sprinkler systems; drought resistant/ecological landscaping; water heaters and special water heating reduction appliances/equipment; energy efficient lighting; energy efficient heating/cooling;insulation; waste reduction; recycling; and composting.

Date: 02-14-08

Loan Term Rate APR* Monthly Payment per $1000
Energy Efficiency Loan 5 Years 6.49% to 11.99% 6.49% to 11.99% $23.72 @ 6.49%
*APR = Annual Percentage Rate

Santa Cruz: 324 Front Street    (831) 425-7708    Watsonville: 1428 Freedom Blvd
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