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Tasas de Interés

Cuentas de Depósito

Préstamos Comerciales

Préstamos Personales

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Tasas De Interés Para Cuentas De Depósito

Las tasas de interés pueden cambiar sin previo aviso, y se actualizan regularmente en esta página. Si tiene alguna pregunta sobre las tasas actualmente en vigor, llame al (831) 425-7708 o visite una de nuestras oficinas.

For new money1 deposits, receive a one-time 0.25% rate increase at the time of deposit if your account is opened with exclusively new money.

Dividend Declaration Date: 08/24/2006

Savings Accounts Opening Balance Interest Rate APY*
Money Market $50,000 + 0.95% 0.95%
  $10,000 - $49,999 0.80% 0.80%
  $2,500 - $9,999 0.65% 0.65%
Regular Savings $25 0.30% 0.30%
IDA Savings $50 0.30% 0.30%
*APY = Annual Percentage Yield

Date: 06/11/2008

Account Name Term Opening Balance Interest Rate APY*
IRAs (Individual Retirement Accounts) 12 Months $50,000 2.33% 2.35%
  48 Months $50,000 3.89% 3.96%
  60 Months $50,000 4.18% 4.26%
  12 Months $10,000 2.33% 2.35%
  48 Months $10,000 3.78% 3.85%
  60 Months $10,000 4.07% 4.15%
  12 Months $2,500 2.23% 2.25%
  48 Months $2,500 3.64% 3.70%
  60 Months $2,500 3.88% 3.95%
  12 Months $1,000 2.08% 2.10%
  36 Months (Bump**) $1,000 2.72% 2.75%
  48 Months $1,000 3.49% 3.55%
  60 Months $1,000 3.74% 3.80%
  6 Months $100 1.29% 1.30%
  12 Months $100 1.54% 1.55%
  18 Months $100 1.69% 1.70%
  24 Months $100 1.88% 1.90%
*APY = Annual Percentage Yield
1 - New money is money that is (1) not already on deposit at SCCCU, and (2)cannot be traced, directly or indirectly back to your SCCCU accounts within the last 120 days. Funds on deposit at SCCCU cannot be withdrawn and re-deposited to be considered new money. A 1-day grace period for new money applies (money deposited into another SCCCU account within 10 days prior to selecting a certificate will be considered new money).
2 - Partnership Account Features: all dividends earned on account are donated to a participating member non-profit of your choice. Receive a one-time 0.25% rate increase at time of deposit if a partnership and regular certificate account are opened at the same time. The 0.25% rate increase offer is not valid with any other special rate bonus the Credit Union is currently offering.
3 - Withdrawals/deposits may be made at any time, in amounts of $500 or more. Deposits do not extend the term of the account. Because the APY calculation assumes all interest earned will remain on deposit until maturity, any withdrawal will reduce earnings. Minimum $10,000 balance. If a withdrawal brings the balance below $10,000, the account must be closed and an early withdrawal penalty will be imposed. Personal funds only; maximum balance $250,000 per household.
**Tipo Ajustable: si el miembro lo solicita, la tasa de interés puede ajustarse una vez durante el plazo del certificado según nuestra tasa de interés actual para certificados nuevos al mismo plazo. El nuevo interés entra en vigencia desde la fecha en que el miembro solicite el ajuste.

Los certificados de acciones y las cuentas IRA tienen multa por retirar el dinero antes de tiempo.

Las cuentas de los socios están aseguradas por National Credit Union Administration hasta $100000.


Santa Cruz: 324 Front Street    (831) 425-7708    Watsonville: 1428 Freedom Blvd
Normas de Privacidad © Copyright 2003, The Santa Cruz Community Credit Union. All Rights Reserved. Savings federally insured to $100,000 - National Credit Union Administration, a US Government Agency