SCCCU: Tasas de Interés - Cuentas de Depósito

Las tasas de interés pueden cambiar sin previo aviso, y se actualizan regularmente en esta página. Si tiene alguna pregunta sobre las tasas actualmente en vigor, llame al (831) 425-7708 o visite una de nuestras oficinas.

Dividend Declaration Date: 09/16/2009

Savings Accounts	Opening Balance	Interest Rate	APY*
Money Market	$50,000 +	0.15%	0.15%
	$10,000 - $49,999	0.10%	0.10%
	$2,500 - $9,999	0.05%	0.05%
Regular Savings	$25	0.10%	0.10%
IDA Savings	$50	0.10%	0.10%

*APY = Annual Percentage Yield

Date: 09/16/2009

Account Name	Term	Opening Balance	Interest Rate	APY*
Share Certificate - 12 Month (Partnership Account) ²	12 Months	$10,000	0.70%	0.70%
	12 Months	$1,000	0.55%	0.55%
Share Certificate - 5 Month (Liquid Certificate) ³	5 Months	$10,000	0.30%	0.30%
Share Certificates - Special (One-Time Bump	36 months	$1,000	1.39%	1.40%
Share Certificates	3 Months	$10,000	0.25%	0.25%
	6 Months	$10,000	0.35%	0.35%
	12 Months	$10,000	0.70%	0.70%
	18 Months	$10,000	0.90%	0.90%
	24 Months	$10,000	1.29%	1.30%
	36 Months	$10,000	1.70%	1.71%
	48 Months	$10,000	2.13%	2.14%
	60 Months	$10,000	2.42%	2.45%
	3 Months	$1,000	0.15%	0.15%
	6 Months	$1,000	0.20%	0.20%
	12 Months	$1,000	0.55%	0.55%
	18 Months	$1,000	0.75%	0.75%
	24 Months	$1,000	1.14%	1.15%
	36 Months	$1,000	1.55%	1.56%
	48 Months	$1,000	1.34%	1.35%
	60 Months	$1,000	1.59%	1.60%
IRAs (Individual Retirement Accounts)	12 Months	$10,000	0.70%	0.70%
	48 Months	$10,000	2.13%	2.15%
	60 Months	$10,000	2.42%	2.45%
	12 Months	$1,000	0.55%	0.55%
	36 Months (Bump**)	$1,000	1.39%	1.40%
	48 Months	$1,000	1.34%	1.35%
	60 Months	$1,000	1.59%	1.60%
IRAs (Individual Retirement Accounts)+	6 Months	$100	0.15%	0.15%
	12 Months	$100	0.25%	0.25%
	18 Months	$100	0.35%	0.35%
	24 Months	$100	0.45%	0.45%

*APY = Annual Percentage Yield
1 - New money is money that is (1) not already on deposit at SCCCU, and (2)cannot be traced, directly or indirectly back to your SCCCU accounts within the last 120 days. Funds on deposit at SCCCU cannot be withdrawn and re-deposited to be considered new money. A 1-day grace period for new money applies (money deposited into another SCCCU account within 10 days prior to selecting a certificate will be considered new money).
2 - Partnership Account Features: all dividends earned on account are donated to a participating member non-profit of your choice. Receive a one-time 0.25% rate increase at time of deposit if a partnership and regular certificate account are opened at the same time. The 0.25% rate increase offer is not valid with any other special rate bonus the Credit Union is currently offering.
3 - Withdrawals/deposits may be made at any time, in amounts of $500 or more. Deposits do not extend the term of the account. Because the APY calculation assumes all interest earned will remain on deposit until maturity, any withdrawal will reduce earnings. Minimum $10,000 balance. If a withdrawal brings the balance below $10,000, the account must be closed and an early withdrawal penalty will be imposed. Personal funds only; maximum balance $250,000 per household.
4 - New money only. .25% rate increase when you open new checking account with direct deposit. See footnote 1 above for more details on new money requirement.
**Tipo Ajustable: si el miembro lo solicita, la tasa de interés puede ajustarse una vez durante el plazo del certificado según nuestra tasa de interés actual para certificados nuevos al mismo plazo. El nuevo interés entra en vigencia desde la fecha en que el miembro solicite el ajuste.
+ For new money 1 IRA deposits, receive a one-time 0.25% rate increase at the time of deposit if your account is opened with exclusively new money.

Las cuentas de los socios están aseguradas por National Credit Union Administration hasta $250000.


	Santa Cruz: 324 Front Street (831) 425-7708 Watsonville: 1428 Freedom Blvd

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Tasas de Interés

Tasas De Interés Para Cuentas De Depósito