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Personal Lending Services

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Community Visa

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Frequently Asked Questions


Contact
Personal Loan Officer Lisa Carrisales, lisa.carrisales@scruzccu.org
(831) 460-2304
Personal Loan Officer
  (Watsonville)
Maricela Camarena-Berrelleza, Maricela.camarena@@scruzccu.org
831-460-2308

All residents and employees of Santa Cruz and north Monterey Counties may apply.

If you are thinking about a loan, talk to us first.

If you're thinking about a loan, visit our loan department. Our loan officers are here to talk to you to give you all the information about our various loan products that you need to know to make an informed decision.

At the heart of our mission is making loans that serve all people in our local community while especially making sure that we do all that we can to guarantee that low-income people have access to financial resources.

Listed below are some of the kinds of personal loans that we make. You will find our loan officers to be friendly, well-informed people who are easy to talk with and eager to help you with these and other loans. We are happy to have you contact us even if you are just exploring loan options. You don't need to make a loan commitment.

We offer a wide range of personal or consumer loans including new and used cars, boat, debt consolidation and much more.

  • Low fixed rates
  • No prepayment penalties
  • Payroll deduction of automatic transfer payments
  • Mechanical Breakdown Insurance
  • Credit Life and Disability Insurance

Personal Loan Descriptions

Solar Installation Loans
Residential Solar Installation Loans are available for solar installations and equipment to achieve energy efficiency. Some examples of approved installations include but are not limited to: Solar PV, Solar Thermal (hot water), High Efficiency HVAC, Rain Water Catchment Systems (Cisterns), Energy Efficient Roof (as defined by City and County Building Department). To find out about eligibility requirements, please contact our loan officer, Lisa Carrisales at 460-2304.
Personal Loans
We offer competitive rates up to $25,000 unsecured and up to $60,000 for secured loans. Savings Secured loans are available too.
Car Loans
We have competitive rates for all car loans, with 100% financing. We offer loans for Hybrid Electric Vehicles, boats, and motorcycles too.
Community Visa
  • Our fees are among the lowest anywhere
  • And, we contribute five cents, at no cost to you, to the Community Visa Donation Fund, which has given thousands of dollars to local nonprofits that Community Visa cardholders select.

Privacy Policy Santa Cruz: 324 Front Street    (831) 425-7708    Watsonville: 1428 Freedom Blvd Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government- National Credit Union Administration, a US Government Agency
© Copyright 2003, The Santa Cruz Community Credit Union. All Rights Reserved.