Sound like an oxymoron? It doesn’t have to be. If you’re in the market for a vehicle loan, a Home Equity Line of Credit (HELOC) or a small business loan, consider financing from Santa Cruz Community Credit Union. When you borrow from us, you are directly supporting a community institution whose mission, values, and triple bottom line commitments serve as guiding principles in every decision made. We reinvest every dollar back into our community. We’re proud to offer access to credit, affordable financial services and financial education to our members and to people with limited resources, and borrowing with us makes it all possible. Thank you for your membership.
Vehicle Loans: SCCCU offers flexible terms and competitive rates on new and used car loans. To take advantage of our competitive rates or our .25% Clean Car rate discount (visit www.driveclean.ca.gov for eligible vehicles), please call one of our loan officers or apply online at www.scruzccu.org.
Home Equity Line of Credit: We can make your home improvement projects or financing a college education a whole lot easier with a fast, affordable home equity line of credit. Our rates are as low as 4.74% APR* and up to $250,000 loan amount (with no annual fee).
Small Business Loans: SCCCU believes small businesses are the foundation of our community. We value the importance of your business in our local economy and we understand the challenges your business faces every day. A loan from SCCCU is a direct investment in our community. SCCCU is a SBA Preferred Lending Program Lender and offers SBA loans up to $2 million.
For Consumer Loans call — Lisa Carrisales (831-460-2304). For business loans, call Erica Madriz at 831-460-2307.
*APR=Annual Percentage Rate. Variable HELOC rate as low as Prime plus 1.49%. Rate assumes no closing costs. Rates and terms are subject to change without notice. Limited time offer. 4.74% rate includes .25% rate reduction for auto pay or direct deposit.
