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Applications: Community VISA

Designed with Our Community in Mind

Our Community Visa card works for both you and our community. The SCCCU Community Visa supports our community by contributing $.05 to a local nonprofit every time our members use it.

Loan By Phone - 1-800-803-0445

Get a Loan - 24 Hours a Day! 1-800-803-0445

We offer immediate financing for your personal loans, day or night by calling 1-800-803-0445. You may also apply online - see below for more information.

Apply Online

If you wish, you may apply online, and then come into a branch office to complete the process. Please make sure to read the information below before continuing to the online application.

Click here to apply online for a Community VISA card


Community Visa Donation Fund

The more you use your Community Visa card, the more it helps your community! Whenever you use your card, the Credit Union donates five cents to local groups you care about. As a cardholder, each year you get to help decide which community groups will receive Donation Funds.

Here is a list of the community groups that have benefited from this program:

  • Above The Line
  • Child Abuse Prevention Program
  • Community Housing Corporation
  • Diabetes Health Center/Centro de Diabetes
  • Dientes!
  • Familia Center
  • Friends of the Library
  • Homeless Garden Project
  • Hospice Caring Project
  • Interfaith Satellite Shelter Program
  • Open Space Alliance
  • Planned Parenthood,Mar Monte
  • Reproductive Rights Network
  • Resource Center for Nonviolence
  • Salud Para La Gente Health Center
  • Santa Cruz AIDS Project
  • Santa Cruz Community Counseling Center,Head Start
  • Santa Cruz Women 's Health Center
  • Save Our Shores
  • Shared Adventures
  • Triangle Speakers
  • Westside Community Health Center
  • Women Against Rape

Your Community Visa Benefits:

  • Social responsibility at a low interest rate
  • Same low rate for cash advances
  • No annual fee
  • 25-day grace period on purchases
  • No additional card fee
  • Up to $25,000 limit
  • Overdraft protection option for checking accounts
  • Free convenience checks

Any resident or employee in Santa Cruz County or north Monterey County may apply. Upon approval, Credit Union membership is required.


Santa Cruz: 324 Front Street    (831) 425-7708    Watsonville: 1428 Freedom Blvd
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